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" Billy borrowed $100.000 on the building more or less," he said. "His payments, if applied directly to that figure would bring the price down to $80,000 more or less." the old man said."No, I can't do that. I will up my offer to $60,000 even though that will put me in a shaky position," I said. You are going to have to write off 20K or 80K it's up to you. If I take the building, it leaves your portfolio forever. If someone else takes it, you might have to carry the note for them. Potentially the expense of servicing the note goes on forever." So this is a cash transaction on our books?" the younger man asked."It is. My lawyer will write you an escrow check." I suggested."You drive a hard bargain Ms. Stone, but I think we can work with that figure. Have your lawyer send us a proposal and we will counter sign it." he said,"Mr. Jennings, you don't want to drag your feet on this. Don't give me an excuse to bail on this deal. Jen will get something to you today, so that I can get. After class I asked her if she thought about it, she said yes,and I should come to her class during lunch. Thinking I dodged a bullet I went to my next class. What was she going to make me do,clean the chalkboard, take out the trash? At lunch break I grabbed a quick bite and went to Mrs. Blacks room. I knocked on the door and went in,she said to sit down and pay attention. I said yes mamma, she said I thought hard about it and I want you to be at my house to do some work for three days. Sad it wasn't what I thought, I knew anything was better than the alternative. I said ok, and she gave me her address and said I expect you there Monday after school. I went to the rest of my classes. Going home I found out where she lived and went over. The place was huge. A two story six bedroom house, with a double size backyard. Thinking she's going to have me clean the place up,it'll take me at least three days. I went home and did my homework. After dinner I went to bed hoping she didn't tell.
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